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Albany Bancorp, Inc. of Albany Kentucky , is a bank holding company formed in January 1993. Presently the corporation owns First & Farmers National Bank.  The company operates 11 banking locations in Pulaski, Adair, Cumberland and Clinton Counties and employs approximately 165 people.  

F irst & Farmers National Bank is a community bank that was established in February 2008 when the First & Farmers Bank group of banks in Somerset , Albany , Burnside, and Nancy and the First National Bank of Columbia , including the Bank of Cumberland of Burkesville, consolidated banking operations.  The bank employs 165 people and has $437,790,000 in assets. The corporate colors are red, white, and blue as in the colors of the American flag, and the corporate logo is the soaring bald eagle.    

Today’s First & Farmers National Bank can trace its history to Citizens Bank of Albany located in Albany, Kentucky dating back to 1898; First National Bank of Columbia located in Columbia, Kentucky dating back to 1903; Bank of Cumberland located in Burkesville, Kentucky dating back to 1889; and First & Farmers Bank located in Somerset dating back to 1818. 

Our many years of operation in Pulaski, Clinton, Adair and Cumberland counties, along with a network of 15 ATM locations, allow us to service our communities and customers in a prompt and efficient manner with the most modern, convenient, and progressive services available.  We are very proud of our long history as a well respected, sound and profitable bank.

Directors:
  Pete Mahurin, Chairman
  Lester Key, Vice Chairman
  Steve U. Morgan, President
  Ralph Eaton, Director
  Doug Sapp, Director
  John Prather, Jr Director
  Keith Radford, Director
  Karla Price, Secretary