Albany Bancorp, Inc.  Looking Forward to the Future!

Financials

To obtain actual figures add 000 to the end of each amount.

 

(000’s) First & Farmers National Bank First & Farmers National Bank First & Farmers National Bank First & Farmers National Bank First & Farmers National Bank
2020 2019 2018 2017 2016
Balance Sheet:
Cash $10,839 $11,165 $13,544 $12,518 $12,471
Securities
Held-to-Maturity $1,000 $1,000 $1,000 $7,640 $7,782
Available for Sale $186,968 $174,634 $158,308 $179,958 $171,707
Fed Funds $1,944 $0 $5,004 $0 $0
Loans & Leases Held For Sale $0 $119 $149 $0 $652
Net Loans $338,995 $303,819 $302,739 $276,150 $268,834
Fixed Assets $12,099 $12,197 $9,442 $7,890 $7,006
Oreo $44 $45 $17 $13 $55
Intangibles $12,084 $13,810 $15,536 $17,262 $17,268
Other Assets $5,027 $5,078 $5,128 $5,486 $5,350
Total Assets $568,730 $521,867 $510,867 $506,917 $491,125
DDA $133,782 $97,654 $101,357 $100,576 $98,734
Int. Bearing $345,077 $335,934 $322,709 $321,290 $310,742
Total Deposits $478,859 $433,588 $424,066 $421,866 $409,476
Fed Funds Purchased/Other $8,590 $11,756 $16,423 $10,694 $9,295
Other Liabilities $6,586 $6,397 $5,018 $6,588 $7,058
Total Liabilities $494,035 $451,741 $445,507 $439,148 $425,829
Common Stock $1,200 $1,200 $1,200 $1,200 $1,200
Surplus $45,850 $45,850 $45,850 $45,850 $45,850
Undivided Profits $22,028 $19,969 $19,165 $20,091 $18,127
Net Unrealized Gains/(Losses) $5,617 $3,107 ($855) $628 $119
Total Capital $74,695 $70,126 $65,360 $67,769 $65,296
Total Liabilities & Capital $568,730 $521,867 $510,867 $506,917 $491,125
Income Statement:
Loan Income $17,058 $16,183 $15,010 $13,772 $13,498
Investment Income $4,698 $4,688 $7,158 $5,734 $5,817
Fed Funds Income $124 $319 $195 $213 $145
Total Int. Income $21,880 $21,190 $22,363 $19,719 $19,460
Expense Statement:
Transaction Accts. $52 $40 $27 $25 $31
Money Market/Savings $385 $347 $307 $381 $416
Time Deposits $100M & Over $1,393 $1,835 $1,054 $890 $722
Time Deposits Under $100M $918 $1,270 $754 $613 $531
Total $2,748 3,492 $2,142 $1,909 $1,700
Fed Funds/Other $68 $91 $178 $78 $56
Total Int. Expense $2,816 $3,583 $2,320 $1,987 $1,756
Net Interest Income $19,064 17,607 $20,043 $17,732 $17,704
Provision for Loan Losses $725 $0 $260 $0 $0
SC’S on Deposit Accts $1,075 $1,399 $1,563 $1,624 $1,539
Other Non-Int Income $1,799 $1,437 $1,245 $1,219 $1,156
Gain/Losses on Securities $78 $0 ($173) $0 $29
Salaries & Emp. Benefits $8,354 $8,814 $8,942 $8,463 $8,160
Fixed Assets Expenses $1,221 $1,168 $1,153 $1,083 $947
Core Deposit Intangible Amortization $1,726 $1,726 $1,726 $6 $22
Other Non-Int Expense $4,951 5,010 $4,592 $4,477 $4,919
Income before Taxes $5,039 $3,725 $6,005 $6,546 $6,380
Taxes $479 $521 $708 $181 $1,371
Total $4,560 $3,204 $5,297 $6,365 $5,009

 

Albany Bancorp, Inc.  Looking Forward to the Future!

Financials

To obtain actual figures add 000 to the end of each amount.

 

(000’s) First & Farmers National Bank First & Farmers National Bank First & Farmers National Bank First & Farmers National Bank First & Farmers National Bank
2020 2019 2018 2017 2016
Balance Sheet:
Cash $10,839 $11,165 $13,544 $12,518 $12,471
Securities
Held-to-Maturity $1,000 $1,000 $1,000 $7,640 $7,782
Available for Sale $186,968 $174,634 $158,308 $179,958 $171,707
Fed Funds $1,944 $0 $5,004 $0 $0
Loans & Leases Held For Sale $0 $119 $149 $0 $652
Net Loans $338,995 $303,819 $302,739 $276,150 $268,834
Fixed Assets $12,099 $12,197 $9,442 $7,890 $7,006
Oreo $44 $45 $17 $13 $55
Intangibles $12,084 $13,810 $15,536 $17,262 $17,268
Other Assets $5,027 $5,078 $5,128 $5,486 $5,350
Total Assets $568,730 $521,867 $510,867 $506,917 $491,125
DDA $133,782 $97,654 $101,357 $100,576 $98,734
Int. Bearing $345,077 $335,934 $322,709 $321,290 $310,742
Total Deposits $478,859 $433,588 $424,066 $421,866 $409,476
Fed Funds Purchased/Other $8,590 $11,756 $16,423 $10,694 $9,295
Other Liabilities $6,586 $6,397 $5,018 $6,588 $7,058
Total Liabilities $494,035 $451,741 $445,507 $439,148 $425,829
Common Stock $1,200 $1,200 $1,200 $1,200 $1,200
Surplus $45,850 $45,850 $45,850 $45,850 $45,850
Undivided Profits $22,028 $19,969 $19,165 $20,091 $18,127
Net Unrealized Gains/(Losses) $5,617 $3,107 ($855) $628 $119
Total Capital $74,695 $70,126 $65,360 $67,769 $65,296
Total Liabilities & Capital $568,730 $521,867 $510,867 $506,917 $491,125
Income Statement:
Loan Income $17,058 $16,183 $15,010 $13,772 $13,498
Investment Income $4,698 $4,688 $7,158 $5,734 $5,817
Fed Funds Income $124 $319 $195 $213 $145
Total Int. Income $21,880 $21,190 $22,363 $19,719 $19,460
Expense Statement:
Transaction Accts. $52 $40 $27 $25 $31
Money Market/Savings $385 $347 $307 $381 $416
Time Deposits $100M & Over $1,393 $1,835 $1,054 $890 $722
Time Deposits Under $100M $918 $1,270 $754 $613 $531
Total $2,748 3,492 $2,142 $1,909 $1,700
Fed Funds/Other $68 $91 $178 $78 $56
Total Int. Expense $2,816 $3,583 $2,320 $1,987 $1,756
Net Interest Income $19,064 17,607 $20,043 $17,732 $17,704
Provision for Loan Losses $725 $0 $260 $0 $0
SC’S on Deposit Accts $1,075 $1,399 $1,563 $1,624 $1,539
Other Non-Int Income $1,799 $1,437 $1,245 $1,219 $1,156
Gain/Losses on Securities $78 $0 ($173) $0 $29
Salaries & Emp. Benefits $8,354 $8,814 $8,942 $8,463 $8,160
Fixed Assets Expenses $1,221 $1,168 $1,153 $1,083 $947
Core Deposit Intangible Amortization $1,726 $1,726 $1,726 $6 $22
Other Non-Int Expense $4,951 5,010 $4,592 $4,477 $4,919
Income before Taxes $5,039 $3,725 $6,005 $6,546 $6,380
Taxes $479 $521 $708 $181 $1,371
Total $4,560 $3,204 $5,297 $6,365 $5,009